Calculating property transfer costs in New Jersey can be complex, but our New Jersey conveyance fee calculator makes it simple and accurate. Realty transfer fees in New Jersey are based on the sale price and are paid by the seller to the county clerk when recording the deed. Rates start low for smaller sales, with graduated fees for higher priced properties, and exemptions exist for seniors, disabled persons, and certain low-income housing. Our calculator helps you determine precise fees, ensuring compliance and avoiding surprises.
New Jersey Conveyance Fee Calculator
New Jersey Conveyance Fee Calculator – Accurate Realty Transfer Fees by County
Use our New Jersey conveyance fee calculator to easily estimate realty transfer fees across all counties. Fees are based on the sale price and paid by the seller to the county clerk. Exemptions exist for seniors, disabled individuals, and low-income housing, making accurate calculation essential for every transaction.
| County | Base Rate (up to $350,000) | Rate ($350,001–$1,000,000) | Over $1,000,000 | Notes / Exemptions |
|---|---|---|---|---|
| Atlantic | $2.00 per $500 | Graduated | Higher, see NJ law | Hover for info |
| Bergen | $2.00 per $500 | Graduated | Higher, see NJ law | Hover for info |
| Burlington | $2.00 per $500 | Graduated | Higher, see NJ law | Hover for info |
| Camden | $2.00 per $500 | Graduated | Higher, see NJ law | Hover for info |
| Cape May | $2.00 per $500 | Graduated | Higher, see NJ law | Hover for info |
| Cumberland | $2.00 per $500 | Graduated | Higher, see NJ law | Hover for info |
| Essex | $2.00 per $500 | Graduated | Higher, see NJ law | Hover for info |
| Gloucester | $2.00 per $500 | Graduated | Higher, see NJ law | Hover for info |
| Hudson | $2.00 per $500 | Graduated | Higher, see NJ law | Hover for info |
| Hunterdon | $2.00 per $500 | Graduated | Higher, see NJ law | Hover for info |
| Mercer | $2.00 per $500 | Graduated | Higher, see NJ law | Hover for info |
| Middlesex | $2.00 per $500 | Graduated | Higher, see NJ law | Hover for info |
| Monmouth | $2.00 per $500 | Graduated | Higher, see NJ law | Hover for info |
| Morris | $2.00 per $500 | Graduated | Higher, see NJ law | Hover for info |
| Ocean | $2.00 per $500 | Graduated | Higher, see NJ law | Hover for info |
| Passaic | $2.00 per $500 | Graduated | Higher, see NJ law | Hover for info |
| Salem | $2.00 per $500 | Graduated | Higher, see NJ law | Hover for info |
| Somerset | $2.00 per $500 | Graduated | Higher, see NJ law | Hover for info |
| Sussex | $2.00 per $500 | Graduated | Higher, see NJ law | Hover for info |
| Union | $2.00 per $500 | Graduated | Higher, see NJ law | Hover for info |
| Warren | $2.00 per $500 | Graduated | Higher, see NJ law | Hover for info |
Understanding New Jersey Realty Transfer Fees and the Graduated Percent Fee
The New Jersey Realty Transfer Fee (RTF), established in 1968, helps cover the costs of tracking real estate transactions. When a property changes ownership, the seller is responsible for paying the RTF, which is calculated based on the sale price. Paying this fee is mandatory before the deed can be officially recorded.
As of July 10, 2025, the Graduated Percent Fee (GPF) applies to sellers in transactions over $1 million. The GPF is a tiered fee calculated according to the property’s sale price, and it is assessed in addition to the standard RTF. Previously, buyers were required to pay a 1% fee on such high-value transactions, but that requirement has been removed.
Typically, the RTF and GPF are collected during the real estate closing by attorneys or title insurance agents at the county registry office. The revenue is then split between the state and counties, with the state portion funding neighborhood revitalization, shore protection, and general state programs, while counties manage their share for local purposes.
Certain transactions are exempt from the RTF and GPF, including sales under $100, transfers between family members (husbands and wives, parents and children), and qualifying sales involving senior citizens, persons who are blind or disabled, or low- and moderate-income housing. To claim a full or partial exemption, an Affidavit of Consideration must be filed with the deed.
For the most accurate guidance on the RTF and GPF, contact the New Jersey Department of the Treasury at (609) 292-7974 or visit their official resources.
Conclusion
Calculating transfer fees in New Jersey doesn’t have to be confusing. Our New Jersey conveyance fee calculator simplifies the process, helping sellers estimate costs accurately while considering exemptions for seniors, disabled persons, and low-income housing. Using this tool ensures compliance with county clerk requirements, avoids unexpected charges, and streamlines every property transaction across all 21 counties.
FAQs
Q1: Who pays the New Jersey realty transfer fee?
A1: The seller pays the realty transfer fee when recording the deed with the county clerk.
Q2: Are there exemptions for the conveyance fee?
A2: Yes. Exemptions are available for seniors, blind or disabled persons, and certain low-income housing transactions.
Q3: How is the conveyance fee calculated?
A3: The fee is based on the total sale price (consideration) of the property. Our New Jersey conveyance fee calculator helps you estimate exact amounts.
Q4: Can non-residents use the conveyance fee calculator?
A4: Yes. Non-resident sellers must complete forms GIT/REP-1 and GIT/REP-2, and the calculator accounts for these requirements.
Q5: Are there additional fees for high-value properties?
A5: Yes. Properties over $1,000,000 may be subject to higher, graduated rates, and residential/farm sales over certain thresholds incur an additional 1% fee.