Salem County (New Jersey) offers relatively affordable property taxes compared to many parts of the state. The Salem County property tax rate ranges between 1.57% and 3.71%, with a median annual tax bill of $5,715. Although New Jersey has the highest average tax rate nationwide, Salem County remains below the state average. Property taxes are calculated from municipal, school, and county budgets and are due quarterly throughout the year.
Salem County Tax Estimator (2025)
Estimator uses 2025 Salem County general tax rates. Credits are placeholders.
Salem County Property Tax Due Dates 2026
Property taxes in Salem County are due quarterly with a 10-day grace period. Residents must pay on time to avoid interest charges, ensuring municipal, school, and county taxes are covered.
| Quarter | Due Date |
|---|---|
| Q1 | February 1 |
| Q2 | May 1 |
| Q3 | August 1 |
| Q4 | November 1 |
Penalties on Late Payments for 2026
Delinquent property taxes in Salem County accrue interest: 8% on the first $1,500 and 18% on amounts over $1,500. Payments past the 10-day grace period may lead to collection actions or tax sale by year-end.
Salem County Property Tax Calculator 2026
Our Salem County property tax calculator helps homeowners and business owners quickly estimate annual taxes. Enter your property details, apply credits, and see the assessed value and estimated tax due instantly.
How to Enter Property Details
Begin by entering the appraised or market value of your property. For example, a residential home in Bass River Township valued at $100,000 can be used to calculate your estimated Salem County property tax. Selecting the correct property type ensures accurate calculations.
Owner-Occupancy and Homestead Credits
You can apply the Owner-Occupancy Credit (2%) if you live in the property. Homestead exemptions are also considered where applicable. These credits reduce your taxable assessed value, lowering your total property tax bill.
Understanding Assessed Value and Tax Calculation
The calculator converts the market value into an assessed value based on Salem County’s standard assessment ratio. The assessed value is then multiplied by the local effective tax rate to estimate your annual property taxes, providing clarity before you make any payment.
Salem County Property Tax Calculator Example 2026
Here’s an example to show how your Salem County property tax is calculated. Follow each step to see your estimated tax based on market value, assessed value, and applicable credits.
| Step | Description | Example |
|---|---|---|
| 1 | Enter Appraised/Market Value | $100,000 |
| 2 | Select Municipality | Bass River Township |
| 3 | Choose Property Type | Residential |
| 4 | Apply Owner-Occupancy Credit (2%) | Yes → reduces assessed value |
| 5 | Calculate Assessed Value | $100,000 × 100% (assessment ratio) = $100,000 |
| 6 | Multiply by Effective Tax Rate | 1.57% → $100,000 × 0.0157 = $1,570 |
| 7 | Apply Credits | Owner-Occupancy 2% → $1,570 − ($1,570 × 0.02) = $1,539.60 |
| 8 | Estimated Annual Tax Due | $1,539.60 |
Salem County 2025 Tax Rate Breakdown (Payable in 2026)
Salem County property tax rates vary by municipality, school, fire district, and local purposes. This 2025 breakdown provides residents with county, municipal, and school tax rates, along with fire and library assessments for accurate budgeting.
Northern Salem County Municipalities
This table covers tax rates for northern municipalities in Salem County, showing effective county, municipal, school, and fire district rates for 2025. Residents can compare total property taxes easily.
| Municipality | Last Reval/Reass | Director's Ratio | County Tax Rate | County Open Space | School Tax Rate | Municipal Tax Rate | Municipal Open Space | Total Tax Rate | Fire District F1 | F2 | F3 | Local Library Tax |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Alloway Twp | 2010 | 70.79 | 1.463$ | 0.029$ | 1.845$ | 0.285$ | 0.005$ | 3.627$ | - | - | - | - |
| Carneys Point Twp | 2025 | 105.62 | 1.007$ | 0.020$ | 0.870$ | 0.512$ | 0.001$ | 2.410$ | - | - | - | - |
| Elmer Borough | 2006 | 73.40 | 1.421$ | 0.028$ | 1.903$ | 0.750$ | - | 4.102$ | - | - | - | - |
| Elsinboro Twp | 2008 | 81.56 | 1.276$ | 0.025$ | 1.434$ | 0.437$ | - | 3.172$ | - | - | - | - |
| Lower Alloway Creek | 2004 | 52.99 | 1.966$ | 0.038$ | - | - | - | 2.004$ | - | - | - | - |
Central Salem County Municipalities
This table lists tax rates for central municipalities, showing county, municipal, and school tax rates plus fire district allocations for accurate 2025 property tax estimates.
| Municipality | Last Reval/Reass | Director's Ratio | County Tax Rate | County Open Space | School Tax Rate | Municipal Tax Rate | Municipal Open Space | Total Tax Rate | Fire District F1 | F2 | F3 | Local Library Tax |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Mannington Twp | 2006 | 84.00 | 1.254$ | 0.025$ | 2.027$ | 0.278$ | 0.020$ | 3.604$ | - | - | - | - |
| Oldmans Twp | 2009 | 84.75 | 1.255$ | 0.025$ | 1.223$ | 0.176$ | 0.020$ | 2.699$ | - | - | - | - |
| Penns Grove Borough | 2019 | 66.89 | 1.561$ | 0.031$ | 1.434$ | 2.623$ | - | 5.649$ | - | - | - | - |
| Pennsville Twp | 2010 | 74.03 | 1.448$ | 0.028$ | 2.631$ | 1.092$ | - | 5.199$ | - | - | - | - |
| Pilesgrove Twp | 2007 | 73.33 | 1.419$ | 0.028$ | 1.975$ | 0.294$ | 0.030$ | 3.746$ | - | - | - | - |
Southern Salem County Municipalities
This table presents tax rates for southern municipalities, including school, municipal, county, fire, and library taxes to help residents accurately calculate 2025 property taxes.
| Municipality | Last Reval/Reass | Director's Ratio | County Tax Rate | County Open Space | School Tax Rate | Municipal Tax Rate | Municipal Open Space | Total Tax Rate | Fire District F1 | F2 | F3 | Local Library Tax |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Pittsgrove Twp | 2004 | 67.39 | 1.542$ | 0.030$ | 2.107$ | 0.434$ | 0.010$ | 4.123$ | 0.142$ | 0.140$ | 0.185$ | - |
| Quinton Twp | 2020 | 69.40 | 1.501$ | 0.029$ | 1.775$ | 0.536$ | - | 3.841$ | - | - | - | - |
| Salem City | 2017 | 53.26 | 1.985$ | 0.039$ | 2.297$ | - | - | 8.628$ | 0.062$ | - | - | - |
| Upper Pittsgrove Twp | 2020 | 77.67 | 1.343$ | 0.026$ | 1.493$ | 0.226$ | 0.010$ | 3.098$ | - | - | - | - |
| Woodstown Borough | 2008 | 76.81 | 1.353$ | 0.027$ | 1.888$ | 0.865$ | 0.020$ | 4.153$ | - | - | - | - |
Salem County 2025 Property Tax Rates PDF
Download the Salem County 2025 Property Tax Rate PDF to view a complete breakdown of county, municipal, school, fire district, and library tax rates for all municipalities. This resource helps homeowners, buyers, and researchers understand property taxes across the county efficiently.
Conclusion
Salem County offers relatively affordable property taxes compared to other New Jersey counties. With effective rates ranging from 1.57% to 3.71%, quarterly due dates, and clear guidance on credits and assessed values, homeowners can efficiently calculate and manage their property taxes. Utilizing the Salem County tax calculator ensures accurate estimates and helps residents stay informed about total municipal, school, fire, and library tax obligations.
What is the effective property tax rate in Salem County?
Salem County’s effective property tax rate ranges from approximately 1.57% to 3.71%, depending on the municipality, school, and municipal budgets.
When are property taxes due in Salem County?
Property taxes are due quarterly on February 1, May 1, August 1, and November 1, with a 10-day grace period for timely payment.
How does the Owner-Occupancy Credit affect my tax?
The Owner-Occupancy Credit (2%) reduces the assessed value of your property if you live in it, lowering your total annual property tax bill.
How is assessed value calculated in Salem County?
Assessed value is derived from your property’s appraised/market value using Salem County’s standard assessment ratio, forming the basis for calculating total property taxes.
What penalties apply for late property tax payments?
Delinquent taxes accrue 8% interest on the first $1,500 and 18% on amounts over $1,500. Remaining balances as of December 31 may be subject to tax sale.