Morris County, New Jersey, is known for some of the highest property taxes in the state, with an average effective tax rate ranging from 2.10% to 2.16%. Homeowners can expect an annual tax bill of around $12,245, though rates vary by municipality, from 1.024% in Harding to over 3% in Netcong. Our Morris County tax calculator helps residents estimate property taxes accurately, providing clarity on local rates and assessed values.
Morris County Tax Estimator (2025 Rates)
Estimator uses 2025 Morris County effective tax rates (rate per $100 of assessed value).
Morris County Property Tax Due Dates 2026
Property taxes in Morris County, NJ, are due quarterly, ensuring homeowners can plan payments effectively. Each installment must be paid by the 10th day of the month to avoid interest and penalties.
| Quarter | Due Date | Grace Period Ends |
|---|---|---|
| 1st | February 1, 2026 | February 10, 2026 |
| 2nd | May 1, 2026 | May 10, 2026 |
| 3rd | August 1, 2026 | August 10, 2026 |
| 4th | November 1, 2026 | November 10, 2026 |
Penalties for Late Payment in 2026
In Morris County, interest accrues at 8% per year on the first $1,500 and 18% on amounts over $1,500, retroactive to the due date. Delinquencies above $10,000 may face an additional 6% penalty if unpaid by year-end, emphasizing timely payment to avoid extra charges.
Morris County Property Tax Calculator
Our Morris County property tax calculator helps homeowners estimate taxes quickly based on property value, municipality, and exemptions. Simply enter your property details to see your assessed value, effective tax rate, and estimated tax due.
How to Enter Property Details
Start by entering your property’s appraised or market value in the calculator. For example, a home valued at $100,000 in Bass River Township can be used to illustrate how your assessed value is calculated, which is usually a percentage of the market value determined by local tax assessors.
Selecting Municipality and Property Type
Next, choose your municipality and property type; residential, agricultural, or commercial. Tax rates vary across municipalities, so selecting the correct township ensures accurate calculations. For instance, Netcong has one of the highest rates, while Harding is among the lowest.
Applying Credits and Estimating Taxes
Finally, apply any owner-occupancy or homestead credits if eligible. The calculator will then show the assessed value, effective tax rate, and estimated annual tax due. For example, applying a 2% owner-occupancy credit reduces your tax bill on a residential property, giving a clear estimate for planning purposes.
Morris County Property Tax Calculation Example
Understanding your property taxes in Morris County is easier with a clear example. Using our calculator, homeowners can see how market value, municipality, property type, and credits combine to determine the final tax bill.
Step 1: Determine Market Value
Enter your home’s market value. For instance, a residential property in Morristown valued at $350,000 will be assessed at a fraction of that value by local tax assessors. This assessed value is the starting point for calculating property taxes.
Step 2: Apply Municipality Rate
Select your municipality. Tax rates vary across Morris County, so a property in Dover (approx. 3.27%) will have a higher tax than one in Chatham Borough (approx. 1.62%). The calculator multiplies the assessed value by the municipality’s effective tax rate.
Step 3: Add Credits and Calculate Taxes
Apply any eligible credits, like owner-occupancy (2%) or homestead exemptions. After adjustments, the calculator shows the final estimated annual tax, helping homeowners plan their payments. For example, a $350,000 home in Morristown with a 2% credit may see a reduced tax bill around $7,100.
Morris County Property Tax Rates 2024 (payable in 2026)
Morris County property tax rates vary significantly across its municipalities. Homeowners face different effective tax rates depending on their township, school district, and local levies. Understanding these variations helps residents plan and budget accurately for annual property taxes.
General Tax Rates by District
Morris County’s general tax rates reflect the combined impact of county, municipal, and other local levies. These rates determine the overall tax burden for each property within the county.
| District | General Tax Rate (%) | Effective Tax Rate (%) | Total Tax Rate (%) |
|---|---|---|---|
| BOONTON TOWN | 3.380 | 2.423 | 2.423 |
| BOONTON TWP | 2.506 | 2.006 | 2.006 |
| BUTLER BORO | 2.497 | 2.392 | 2.392 |
| CHATHAM BORO | 1.619 | 1.584 | 1.584 |
| CHATHAM TWP | 1.989 | 1.512 | 1.512 |
| CHESTER BORO | 2.444 | 2.418 | 2.418 |
| CHESTER TWP | 2.594 | 2.195 | 2.195 |
| DENVILLE TWP | 2.756 | 2.037 | 2.037 |
| DOVER TOWN | 3.273 | 2.393 | 2.393 |
| EAST HANOVER TWP | 2.594 | 1.641 | 1.641 |
School, Library, and Purpose-Specific Taxes
Property taxes in Morris County include school, library, and other purpose-specific levies. These components influence the effective tax rates and determine the total amount homeowners must pay annually.
| District | School Tax Rate (%) | Library Tax (%) | Purposes Tax (%) | Effective School Tax Rate (%) |
|---|---|---|---|---|
| FLORHAM PARK BORO | 1.343 | 0.100 | 0.181 | 1.343 |
| HANOVER TWP | 1.494 | 0.050 | 0.120 | 1.494 |
| HARDING TWP | 1.024 | 0.020 | 0.150 | 1.024 |
| JEFFERSON TWP | 2.511 | 0.070 | 0.150 | 2.511 |
| KINNELON BORO | 2.481 | 0.065 | 0.150 | 2.481 |
| LINCOLN PARK BORO | 2.381 | 0.050 | 0.200 | 2.381 |
| MADISON BORO | 1.521 | 0.030 | 0.120 | 1.521 |
| MENDHAM BORO | 2.016 | 0.050 | 0.100 | 2.016 |
| MENDHAM TWP | 1.951 | 0.045 | 0.100 | 1.951 |
| MINE HILL TWP | 2.037 | 0.050 | 0.100 | 2.037 |
Municipal, MTUD, and Local Open Space Taxes
Morris County municipalities also levy local municipal, MTUD (Municipal Tax Utility District), and open space taxes. These taxes are part of the total property tax burden for residents.
| District | MTUD Tax (%) | Municipal Tax (%) | Local Open Space Tax (%) | Municipal General Tax (%) | Effective Rate (%) |
|---|---|---|---|---|---|
| MONTVILLE TWP | 0.300 | 1.500 | 0.064 | 2.064 | 2.064 |
| MORRIS TWP | 0.250 | 1.400 | 0.019 | 1.669 | 1.669 |
| MORRIS PLAINS BORO | 0.200 | 1.350 | 0.178 | 1.928 | 1.928 |
| MORRISTOWN TOWN | 0.150 | 1.450 | 0.135 | 1.735 | 1.735 |
| MOUNTAIN LAKES BORO | 0.180 | 1.750 | 0.349 | 2.279 | 2.279 |
| MOUNT ARLINGTON BORO | 0.170 | 1.700 | 0.132 | 2.002 | 2.002 |
| MOUNT OLIVE TWP | 0.250 | 2.050 | 0.249 | 2.549 | 2.549 |
| NETCONG BORO | 0.300 | 2.500 | 0.261 | 3.061 | 3.061 |
| PARSIPPANY TR HLS TWP | 0.250 | 2.200 | 0.101 | 2.551 | 2.551 |
| LONG HILL TWP | 0.210 | 1.750 | 0.200 | 2.160 | 2.160 |
2024 Morris County General Tax Rates (PDF)
Explore the official 2024 General Tax Rates for Morris County, New Jersey, in this state‑published PDF. It lists every municipality’s general and effective property tax rates, helping you compare local levies and better understand your tax burden in the county.
Conclusion
Understanding property taxes in Morris County, NJ, is essential for homeowners and investors. With varying rates across municipalities, our detailed breakdown, calculator, and official PDF guide allow residents to estimate taxes accurately, apply credits, and plan payments efficiently. Utilizing local assessed values and knowing due dates ensures you avoid penalties while staying informed about county-specific property tax obligations.
FAQs
What is the average property tax rate in Morris County?
The average effective property tax rate in Morris County ranges from 2.10% to 2.16%, though rates vary significantly by municipality.
How can I calculate my property taxes in Morris County?
Use our Morris County property tax calculator by entering your property’s market value, municipality, and applicable credits for an accurate estimate.
When are property taxes due in Morris County?
Property taxes are due quarterly: February 1, May 1, August 1, and November 1, with a 10-day grace period for payments.
Are there penalties for late payment of property taxes?
Yes, interest accrues at 8% per annum on the first $1,500 and 18% on amounts over $1,500. Delinquencies over $10,000 may incur an additional 6% penalty.
Where can I find the official Morris County tax rates PDF?
The official 2024 Morris County tax rates PDF is available from the New Jersey Division of Taxation: PDF Link