Gloucester County (New Jersey) property taxes are an important consideration for homeowners and buyers, with a median effective tax rate of 2.83%, well above the national average of 1.02%. The typical annual property tax bill in the county is around $7,106, though rates can vary by municipality. Using our New Jersey property tax calculator, you can easily estimate your potential taxes in Gloucester County and make informed financial decisions.
Gloucester County Property Tax Estimator (NJ)
Uses Gloucester County effective tax rates (rate per $100 of assessed value).
Gloucester County Property Tax Due Dates 2026
Gloucester County property taxes are due quarterly in 2026 on February 1, May 1, August 1, and November 1. A 10-day grace period is provided, after which penalties apply.
| Quarter | Due Date | Grace Period Ends |
|---|---|---|
| Q1 | February 1 | February 10 |
| Q2 | May 1 | May 10 |
| Q3 | August 1 | August 10 |
| Q4 | November 1 | November 10 |
Penalties for Late Payments 2026
If taxes are not paid by the end of the grace period, interest accrues immediately. Typically, 8% per year applies to the first $1,500 of delinquency, and 18% per year on amounts over $1,500. All payments must be received in the office; postmarks or post-dated checks are not accepted, and penalties vary slightly by municipality.
Gloucester County Property Tax Calculator
Our Gloucester County property tax calculator helps homeowners and buyers estimate annual taxes quickly. Enter your property’s appraised value, municipality, and type to see your estimated 2026 property tax bill in seconds.
How to Use the Calculator
To use the calculator, input your property’s appraised or market value and select your municipality, such as Bass River Twp. Choose the property type (Residential/Agricultural or Commercial/Industrial) and indicate if you qualify for credits like Owner-Occupancy. The tool then calculates an estimated tax bill based on current county rates.
Understanding Assessed Value
The assessed value represents the portion of your property value used for tax purposes, typically a percentage of the appraised market value. For example, a $100,000 residential property may have an assessed value calculated for tax purposes, which forms the base for the county’s effective tax rate of 2.83%.
Example Calculation
For a $100,000 home in Bass River Twp with Residential/Agricultural status and the 2% Owner-Occupancy Credit applied, the estimated Gloucester County property tax is calculated automatically. Users can adjust values to see how changes in property type, municipality, or credits impact their annual tax bill.
Gloucester County 2025 Tax Rates (payable in 2026)
Gloucester County’s 2025 property tax rates vary across municipalities, including county, school, municipal, and local purpose taxes. Understanding these rates helps homeowners estimate taxes and plan their budgets effectively.
Municipal Tax Rates
The table below shows the 2025 total property tax rate for each Gloucester County municipality, including county, library, open space, school, regional, local open space, and municipal taxes.
| Municipality | County Tax | Library Tax | Open Space Tax | School Tax | Regional School | Local Open Space | Local Purpose Tax | Municipal Library Tax | Total Tax Rate |
|---|---|---|---|---|---|---|---|---|---|
| Clayton Borough | 0.425 | 0.029 | 0.028 | 1.385 | 0 | 0 | 0.702 | 0 | 2.569 |
| Deptford Township | 0.634 | 0 | 0.042 | 1.812 | 0 | 0 | 0.903 | 0.049 | 3.440 |
| East Greenwich Twp. | 0.637 | 0.043 | 0.043 | 1.245 | 0.839 | 0.03 | 0.35 | 0 | 3.187 |
| Elk Township | 0.668 | 0.045 | 0.045 | 0.99 | 0.99 | 0 | 0.95 | 0 | 3.688 |
| Franklin Township | 0.688 | 0 | 0.046 | 1.023 | 1.129 | 0.01 | 0.792 | 0.053 | 3.741 |
| Glassboro Borough | 0.666 | 0.045 | 0.044 | 1.763 | 0 | 0 | 1.119 | 0 | 3.637 |
| Greenwich Township | 0.654 | 0.044 | 0.044 | 1.801 | 0 | 0 | 1.023 | 0 | 3.566 |
| Harrison Township | 0.66 | 0.045 | 0.044 | 1.029 | 0.872 | 0.04 | 0.61 | 0 | 3.300 |
| Logan Township | 0.416 | 0.028 | 0.028 | 0.686 | 0.01 | 0.01 | 0.277 | 0 | 1.445 |
| Mantua Township | 0.471 | 0.032 | 0.032 | 0.801 | 0.611 | 0.019 | 0.55 | 0 | 2.516 |
| Monroe Township | 0.652 | 0 | 0.043 | 2.028 | 0 | 0.003 | 0.993 | 0.05 | 3.769 |
| National Park Borough | 0.658 | 0.044 | 0.044 | 1.511 | 1.487 | 0 | 1.039 | 0 | 4.783 |
| Newfield Borough | 0.657 | 0.044 | 0.044 | 2.128 | 0 | 0 | 0.87 | 0 | 3.743 |
| Paulsboro Borough | 0.645 | 0 | 0.043 | 2.325 | 0 | 0 | 1.791 | 0.05 | 4.854 |
| Pitman Borough | 0.547 | 0 | 0.037 | 2.089 | 0 | 0 | 0.881 | 0.042 | 3.596 |
| South Harrison Township | 0.691 | 0.047 | 0.046 | 1.327 | 0.885 | 0 | 0.31 | 0 | 3.306 |
| Swedesboro Borough | 0.699 | 0.047 | 0.047 | 1.343 | 1.015 | 0 | 1.207 | 0 | 4.358 |
| Washington Township | 0.649 | 0 | 0.043 | 2.184 | 0 | 0.01 | 0.729 | 0.05 | 3.665 |
| Wenonah Borough | 0.636 | 0 | 0.042 | 1.594 | 1.391 | 0 | 0.769 | 0.049 | 4.481 |
| West Deptford Township | 0.654 | 0 | 0.044 | 1.701 | 0 | 0.01 | 1.024 | 0.05 | 3.483 |
| Westville Borough | 0.728 | 0 | 0.049 | 1.328 | 1.721 | 0 | 1.505 | 0.056 | 5.387 |
| Woodbury City | 0.641 | 0 | 0.043 | 2.211 | 0 | 0 | 1.921 | 0.049 | 4.865 |
| Woodbury Heights | 0.643 | 0.043 | 0.043 | 1.395 | 1.357 | 0 | 1.351 | 0 | 4.832 |
| Woolwich Township | 0.624 | 0.042 | 0.042 | 1.249 | 0.841 | 0.05 | 0.529 | 0 | 3.377 |
Fire District Tax Rates
Fire district taxes are applied in addition to municipal taxes for certain areas. These rates vary depending on township and fire district.
| Township | FIRE | Franklin | Total Tax Rate |
|---|---|---|---|
| Deptford | 0.222 | 0.191 | 3.932 |
| Harrison | 0.105 | 0.188 | 3.929 |
| Mantua | 0.097 | 0.136 | 3.877 |
| Washington | 0.193 | 0.209 | 3.950 |
| Westville | 0.286 | 0.178 | 3.919 |
Summary of Gloucester County Total Tax Rates
This table highlights the highest and lowest total tax rates across municipalities to help homeowners understand variations in property taxes within the county. Rates include all municipal, county, school, and fire taxes where applicable.
| Municipality | Total Tax Rate |
|---|---|
| Westville Borough | 5.387 |
| Woodbury City | 4.865 |
| Paulsboro Borough | 4.854 |
| Logan Township | 1.445 |
| Clayton Borough | 2.569 |
| Mantua Township | 2.516 |
Gloucester County Property Tax Rate PDF
Download the complete Gloucester County 2025 property tax rate breakdown PDF to view detailed municipal, school, county, and fire district tax rates. This resource helps homeowners and buyers understand local tax variations and plan their property budgets accurately.
Conclusion
Gloucester County (New Jersey) property taxes vary by municipality, assessed value, and applicable credits, making accurate estimation essential for homeowners and buyers. Using a reliable New Jersey property tax calculator helps you understand tax rates, due dates, penalties, and local variations. By reviewing current tax data, rate breakdowns, and calculation examples, property owners can better plan budgets, avoid late fees, and make confident financial and real estate decisions in Gloucester County.
FAQs
What is the average property tax rate in Gloucester County, NJ?
The median effective property tax rate in Gloucester County is approximately 2.83%, which is higher than the national average. Actual rates vary depending on municipality, property type, and local tax districts included in your total property tax calculation.
How can I calculate my Gloucester County property taxes?
You can estimate your taxes using a New Jersey property tax calculator by entering your property’s market value, municipality, property type, and applicable credits. The calculator applies local effective tax rates to provide an estimated annual tax amount.
When are Gloucester County property taxes due?
Property taxes in Gloucester County are typically due quarterly on February 1, May 1, August 1, and November 1. A standard 10-day grace period usually applies, after which interest charges may begin depending on municipality rules.
What happens if I miss a property tax payment?
If payment is not received by the end of the grace period, interest is charged on the outstanding balance. Typically, 8% applies to the first $1,500 owed and 18% on amounts exceeding $1,500, though details can vary by municipality.
Does assessed value affect my property tax bill?
Yes, assessed value is a key factor in calculating property taxes. Local authorities determine the assessed value based on property market value, and this amount is multiplied by the applicable municipal tax rate to calculate your final tax bill.