Camden County maintains one of the state’s most significant tax profiles, with an average effective property tax rate of 3.08% notably exceeding the New Jersey state average. With a median tax bill of approximately $8,063 on a $262,200 median home value, localized obligations are determined by fluctuating municipal, county, and school district budgets. Our 2026 Camden County Tax Calculator leverages the certified 2025 Abstract of Ratables to provide precise estimates. Homeowners in hubs like Cherry Hill, Gloucester Township, and Pennsauken should benchmark their assessments against the April 1st statutory appeal deadline to ensure financial equity.
Camden County Tax Estimator (2025 Rates)
Estimator uses the 2025 Camden County municipal tax rates provided in your table.
Camden County 2026 Property Tax Strategic Analysis
In Camden County’s dynamic real estate sector, property tax assessment is a vital metric for homeowners and institutional investors alike. Understanding the Effective Tax Rate the actual percentage of tax relative to market value is crucial as Equalization Ratios fluctuate across diverse municipalities. By utilizing authoritative data from the 2026 Certified Abstract of Ratables, residents can establish accurate fiscal benchmarks. Our interactive comparator tool empowers users to identify potential over-assessments and navigate the Camden County Tax Appeal process with statistical precision.
NJ County Property Tax Comparator (2026)
Camden County (New Jersey) Property Tax Due Dates 2026
Camden County, New jersey property taxes for 2026 follow a quarterly billing schedule. Knowing official due dates, grace periods, and added assessment deadlines helps homeowners avoid penalties and stay compliant.
| Tax Quarter | Due Date (2026) | Grace Period | Notes |
|---|---|---|---|
| 1st Quarter | February 1, 2026 | Until Feb 10* | Standard quarterly payment |
| 2nd Quarter | May 1, 2026 | Until May 10* | Standard quarterly payment |
| 3rd Quarter | August 1, 2026 | Until Aug 10* | Interest starts after grace period |
| 4th Quarter | November 1, 2026 | Until Nov 10* | Added assessments also due |
*If the 10th falls on a weekend or holiday, the grace period extends to the next business day. Tax collection is handled by each municipality, so confirm with your local tax collector.
Camden County Property Tax Penalties and Late Payment Rules for 2026
If Camden County property taxes remain unpaid after the 10-day grace period, interest begins accruing from the first day of the due month. Continued delinquency may result in tax liens, added costs, tax sale proceedings, or foreclosure, making timely payments essential for protecting homeownership and financial stability long term security.
Nearby Counties
Camden County, New Jersey shares direct borders with Burlington, Gloucester, and Atlantic counties, while Salem County remains a close regional neighbor. These South Jersey counties influence property taxes, real estate trends, and municipal services.
Camden County Property Tax Calculator; How It Works
Our Camden County property tax calculator helps homeowners estimate annual property taxes using assessed value, municipality tax rates, and property type. Simply enter your market value, select your town, and apply credits to generate an accurate tax estimate.
Enter Appraised or Market Value
Start by entering your property’s estimated market value; for example $100,000. The calculator uses this value to estimate the assessed value based on local standards. Since property taxes in Camden County depend on assessed value, accurate property pricing improves your estimated annual tax calculation and provides more realistic payment expectations.
Choose Municipality and Property Type
Next, select your Camden County municipality (such as Camden City or Cherry Hill) and choose property type; Residential, Agricultural, Commercial, or Industrial. Each municipality has different effective tax rates because school and local budgets vary. This step ensures the calculator reflects the correct local tax structure for your specific property location.
Apply Credits and Understand Assessed Value
You can apply owner-occupancy credits or homestead benefits to reduce estimated taxes. For example, a 2% owner-occupancy credit may lower total liability. The calculator estimates assessed value; the taxable portion set by local assessors, then multiplies it by the effective tax rate to generate your final Camden County property tax estimate.
Camden County Property Tax Overview 2025 (payable in 2026)
Camden County in New Jersey has diverse municipalities, each with unique property tax rates. The 2025 tax rates include county, municipal, school, library, and open space taxes. Understanding these rates helps homeowners and investors accurately estimate their annual property obligations across Camden County’s 37 municipalities.
County and School Taxes Breakdown
The table below shows Camden County’s county, district school, regional school, and local school taxes for each municipality, providing a clear snapshot of education-related and county-level levies.
| Taxing District | County Tax | District School Tax | Regional School Tax | Local School Tax |
|---|---|---|---|---|
| Audubon | 0.811 | 2.266 | 0.000 | 0.000 |
| Audubon Park | 0.550 | 1.608 | 0.000 | 0.000 |
| Barrington | 0.906 | 2.600 | 0.000 | 0.000 |
| Bellmawr | 0.729 | 1.271 | 0.536 | 0.000 |
| Berlin Boro | 0.752 | 1.091 | 0.722 | 0.000 |
| Berlin Twp | 0.845 | 1.685 | 0.000 | 0.000 |
| Brooklawn | 0.846 | 1.451 | 0.000 | 0.000 |
| Camden City | 0.864 | 0.911 | 0.000 | 0.000 |
| Cherry Hill Twp | 0.913 | 2.704 | 0.000 | 0.000 |
| Chesilhurst | 0.759 | 1.656 | 0.000 | 0.000 |
| Clementon | 0.824 | 1.917 | 0.000 | 0.000 |
| Collingswood | 0.500 | 1.090 | 0.000 | 0.000 |
| Gibbsboro | 0.730 | 1.907 | 0.769 | 0.000 |
| Gloucester City | 0.889 | 1.323 | 0.000 | 0.000 |
| Gloucester Twp | 0.863 | 1.210 | 0.680 | 0.000 |
| Haddon Twp | 0.495 | 1.188 | 0.000 | 0.000 |
| Haddonfield | 0.705 | 1.898 | 0.000 | 0.000 |
| Haddon Heights | 0.635 | 1.940 | 0.000 | 0.000 |
| Hi-Nella | 0.863 | 3.883 | 0.000 | 0.000 |
| Laurel Springs | 0.824 | 2.819 | 0.000 | 0.000 |
| Lawnside | 0.857 | 2.467 | 0.000 | 0.000 |
| Lindenwold | 0.790 | 2.146 | 0.000 | 0.000 |
| Magnolia | 0.916 | 1.898 | 0.692 | 0.000 |
| Merchantville | 0.841 | 2.685 | 0.000 | 0.000 |
| Mount Ephraim | 0.874 | 2.621 | 0.000 | 0.000 |
| Oaklyn | 0.931 | 2.720 | 0.000 | 0.000 |
| Pennsauken Twp | 0.494 | 0.968 | 0.000 | 0.000 |
| Pine Hill | 0.978 | 2.893 | 0.800 | 0.000 |
| Runnemede | 0.919 | 1.621 | 0.771 | 0.000 |
| Somerdale | 0.911 | 1.619 | 0.737 | 0.000 |
| Stratford | 0.907 | 2.090 | 0.181 | 0.000 |
| Tavistock | 0.549 | 0.000 | 0.399 | 0.000 |
| Voorhees Twp | 0.507 | 0.931 | 0.000 | 0.000 |
| Waterford Twp | 0.912 | 2.236 | 0.000 | 0.000 |
| Winslow Twp | 0.878 | 2.004 | 0.000 | 0.000 |
| Woodlynne | 1.020 | 3.517 | 0.000 | 0.000 |
Municipal, Library, and Open Space Taxes
This table lists the municipal purpose, municipal library, and open space taxes in Camden County, highlighting local government and community service levies across all municipalities.
| Taxing District | Municipal Purpose Tax | Municipal Library Tax | Open Space Tax |
|---|---|---|---|
| Audubon | 1.044 | 0.049 | 0.030 |
| Audubon Park | 4.705 | 0.000 | 0.020 |
| Barrington | 1.403 | 0.000 | 0.033 |
| Bellmawr | 1.235 | 0.000 | 0.027 |
| Berlin Boro | 0.818 | 0.046 | 0.028 |
| Berlin Twp | 1.288 | 0.000 | 0.031 |
| Brooklawn | 2.052 | 0.000 | 0.031 |
| Camden City | 1.825 | 0.000 | 0.032 |
| Cherry Hill Twp | 0.632 | 0.056 | 0.033 |
| Chesilhurst | 2.233 | 0.000 | 0.028 |
| Clementon | 1.933 | 0.000 | 0.030 |
| Collingswood | 0.595 | 0.027 | 0.019 |
| Gibbsboro | 1.157 | 0.000 | 0.027 |
| Gloucester City | 2.995 | 0.053 | 0.033 |
| Gloucester Twp | 1.319 | 0.000 | 0.032 |
| Haddon Twp | 0.447 | 0.000 | 0.018 |
| Haddonfield | 0.633 | 0.043 | 0.026 |
| Haddon Heights | 0.855 | 0.039 | 0.023 |
| Hi-Nella | 1.931 | 0.000 | 0.032 |
| Laurel Springs | 2.003 | 0.000 | 0.031 |
| Lawnside | 1.465 | 0.000 | 0.033 |
| Lindenwold | 1.754 | 0.000 | 0.029 |
| Magnolia | 1.369 | 0.000 | 0.034 |
| Merchantville | 1.892 | 0.000 | 0.031 |
| Mount Ephraim | 1.767 | 0.000 | 0.032 |
| Oaklyn | 1.881 | 0.000 | 0.034 |
| Pennsauken Twp | 0.664 | 0.028 | 0.018 |
| Pine Hill | 1.539 | 0.000 | 0.036 |
| Runnemede | 1.352 | 0.055 | 0.034 |
| Somerdale | 1.406 | 0.000 | 0.033 |
| Stratford | 1.165 | 0.055 | 0.033 |
| Tavistock | 0.669 | 0.000 | 0.020 |
| Voorhees Twp | 0.666 | 0.000 | 0.019 |
| Waterford Twp | 1.322 | 0.056 | 0.034 |
| Winslow Twp | 0.725 | 0.000 | 0.032 |
| Woodlynne | 3.463 | 0.000 | 0.038 |
General and Effective Tax Rates
This final table shows Camden County’s overall general tax rate and effective tax rate for all municipalities, providing a complete view of property tax burdens for homeowners and investors.
| Taxing District | General Tax Rate | Effective Tax Rate |
|---|---|---|
| Audubon | 4.200 | 2.825 |
| Audubon Park | 6.918 | 6.867 |
| Barrington | 4.999 | 3.006 |
| Bellmawr | 3.844 | 2.892 |
| Berlin Boro | 3.472 | 2.519 |
| Berlin Twp | 3.942 | 2.545 |
| Brooklawn | 4.434 | 2.859 |
| Camden City | 3.687 | 2.329 |
| Cherry Hill Twp | 4.348 | 2.598 |
| Chesilhurst | 4.724 | 3.391 |
| Clementon | 4.776 | 3.162 |
| Collingswood | 2.231 | 2.438 |
| Gibbsboro | 4.663 | 3.480 |
| Gloucester City | 5.293 | 3.251 |
| Gloucester Twp | 4.179 | 2.703 |
| Haddon Twp | 2.179 | 2.400 |
| Haddonfield | 3.315 | 2.563 |
| Haddon Heights | 3.492 | 2.996 |
| Hi-Nella | 6.764 | 4.276 |
| Laurel Springs | 5.729 | 3.793 |
| Lawnside | 4.876 | 3.103 |
| Lindenwold | 4.769 | 3.287 |
| Magnolia | 4.967 | 2.961 |
| Merchantville | 5.502 | 3.559 |
| Mount Ephraim | 5.349 | 3.341 |
| Oaklyn | 5.625 | 3.296 |
| Pennsauken Twp | 2.172 | 2.396 |
| Pine Hill | 5.508 | 3.070 |
| Runnemede | 4.781 | 2.856 |
| Somerdale | 4.798 | 2.873 |
| Stratford | 5.001 | 3.010 |
| Tavistock | 1.454 | 1.445 |
| Voorhees Twp | 2.574 | 2.765 |
| Waterford Twp | 4.560 | 2.724 |
| Winslow Twp | 3.695 | 2.293 |
| Woodlynne | 8.103 | 4.334 |
2025 Camden County Municipal Effective Property Tax Rates (PDF Guide)
This PDF provides a complete breakdown of 2025 property tax rates for all 37 municipalities in Camden County, New Jersey. It includes county, municipal, school, library, open space, general, and effective tax rates, helping homeowners, investors, and real estate professionals understand local tax obligations clearly and accurately.
Source: Data derived from the certified 2025 Camden County Abstract of Ratables as published by the Camden County Board of Taxation for the 2026 fiscal cycle.
Conclusion
Understanding property taxes in Camden County, New Jersey, becomes much easier with the right information and tools. From varying municipal tax rates to assessed values and available credits, each factor impacts your final tax bill. Using a Camden County property tax calculator helps homeowners estimate taxes accurately, plan payments on time, and avoid penalties while staying informed about local tax obligations.
FAQs
How is the Camden County property tax rate calculated?
The rate is determined by the budgetary needs of the municipality, school district, and county, divided by the total taxable value (Ratable Base) of the town.
What is the 2026 tax appeal deadline for Camden County?
The standard deadline to file an appeal with the Camden County Board of Taxation is January 15th. This early deadline is a key feature of Camden County’s assessment cycle.
What role does the "Equalization Ratio" play in Camden County?
It measures the relationship between local property assessments and true market value. A significant gap here is the primary indicator for a potential tax reduction.
Why do tax rates differ between Cherry Hill and Camden City?
Rates vary based on each municipality's Ratable Base; towns with high commercial density often have different fiscal profiles than purely residential zones.
Can I appeal my taxes if I recently purchased a home in Camden County?
Yes. A recent arm's-length transaction price is often the most compelling evidence used during a tax board hearing.
Does Camden County offer ANCHOR program relief?
Eligible Camden County residents can receive direct tax credits or checks through the state-funded ANCHOR program to offset their property tax burden.
What is the Senior Freeze (PTR) program in Camden County?
Qualified seniors can "freeze" their property tax at a specific base year level and receive reimbursements for any subsequent local increases.
Are veterans entitled to deductions in Camden County?
Qualified veterans receive a $250 annual deduction, while 100% service-disabled veterans may qualify for a full property tax exemption.
How does a municipal revaluation affect my Camden County tax bill?
A revaluation resets all property assessments to 100% of their current market value to ensure a fair and equitable distribution of the tax levy.
When is the best time to use a Camden County Tax Calculator?
Homeowners should benchmark their liability every December or January upon receiving their Assessment Notification to prepare for the January 15th appeal window.
