Gloucester County maintains a significant property tax profile within Southern New Jersey, featuring a median effective tax rate of approximately 2.83% notably exceeding both the national and state benchmarks. With a typical annual tax obligation of $7,106, homeowners face varying liabilities depending on municipal, school, and county-level funding requirements. Our 2026 Gloucester County Tax Calculator utilizes the certified 2025 Abstract of Ratables to provide homeowners in hubs like Washington Township, Deptford, and Monroe with precise financial projections. It is critical for residents to benchmark these estimates against the April 1st statutory appeal deadline to ensure tax equity and assessment accuracy.
Gloucester County Property Tax Estimator (NJ 2026)
Uses Gloucester County effective tax rates (rate per $100 of assessed value).
Gloucester County 2026 Property Tax Strategic Analysis
Gloucester County’s real estate market presents a unique landscape for homeowners, characterized by a median effective tax rate of 2.83%, which stands significantly above the national average. In 2026, navigating the complexities of municipal levies in towns like Deptford, Glassboro, and Washington Township requires a data-driven approach to fiscal planning. Our platform utilizes official records from the 2026 Certified Abstract of Ratables to provide residents with precise assessment benchmarks. By understanding the relationship between local Equalization Ratios and current market values, property owners can accurately determine their annual liabilities and identify potential grounds for a Gloucester County Tax Appeal.
2026 New Jersey 21-County Tax Comparator
Verified Data: 2026 NJ Division of Taxation Official Records.
Gloucester County Property Tax Due Dates 2026
Gloucester County property taxes are due quarterly in 2026 on February 1, May 1, August 1, and November 1. A 10-day grace period is provided, after which penalties apply.
| Quarter | Due Date | Grace Period Ends |
|---|---|---|
| Q1 | February 1 | February 10 |
| Q2 | May 1 | May 10 |
| Q3 | August 1 | August 10 |
| Q4 | November 1 | November 10 |
Critical Deadline for Gloucester County Residents:
Unlike most NJ counties that have an April 1st deadline, the Gloucester County property tax appeal deadline is January 15th, 2026. If you believe your assessment is incorrect, you must file your petition with the County Board of Taxation by this date.
Penalties for Late Payments 2026
If taxes are not paid by the end of the grace period, interest accrues immediately. Typically, 8% per year applies to the first $1,500 of delinquency, and 18% per year on amounts over $1,500. All payments must be received in the office; postmarks or post-dated checks are not accepted, and penalties vary slightly by municipality.
Nearby Counties
Gloucester County Property Tax Calculator
Our Gloucester County property tax calculator helps homeowners and buyers estimate annual taxes quickly. Enter your property’s appraised value, municipality, and type to see your estimated 2026 property tax bill in seconds.
How to Use the Calculator
To use the calculator, input your property’s appraised or market value and select your municipality, such as Bass River Twp. Choose the property type (Residential/Agricultural or Commercial/Industrial) and indicate if you qualify for credits like Owner-Occupancy. The tool then calculates an estimated tax bill based on current county rates.
Understanding Assessed Value
The assessed value represents the portion of your property value used for tax purposes, typically a percentage of the appraised market value. For example, a $100,000 residential property may have an assessed value calculated for tax purposes, which forms the base for the county’s effective tax rate of 2.83%.
Example Calculation
For a $100,000 home in Bass River Twp with Residential/Agricultural status and the 2% Owner-Occupancy Credit applied, the estimated Gloucester County property tax is calculated automatically. Users can adjust values to see how changes in property type, municipality, or credits impact their annual tax bill.
Gloucester County 2025 Tax Rates (payable in 2026)
Gloucester County’s 2025 property tax rates vary across municipalities, including county, school, municipal, and local purpose taxes. Understanding these rates helps homeowners estimate taxes and plan their budgets effectively.
Municipal Tax Rates
The table below shows the 2025 total property tax rate for each Gloucester County municipality, including county, library, open space, school, regional, local open space, and municipal taxes.
| Municipality | County Tax | Library Tax | Open Space Tax | School Tax | Regional School | Local Open Space | Local Purpose Tax | Municipal Library Tax | Total Tax Rate |
|---|---|---|---|---|---|---|---|---|---|
| Clayton Borough | 0.425 | 0.029 | 0.028 | 1.385 | 0 | 0 | 0.702 | 0 | 2.569 |
| Deptford Township | 0.634 | 0 | 0.042 | 1.812 | 0 | 0 | 0.903 | 0.049 | 3.440 |
| East Greenwich Twp. | 0.637 | 0.043 | 0.043 | 1.245 | 0.839 | 0.03 | 0.35 | 0 | 3.187 |
| Elk Township | 0.668 | 0.045 | 0.045 | 0.99 | 0.99 | 0 | 0.95 | 0 | 3.688 |
| Franklin Township | 0.688 | 0 | 0.046 | 1.023 | 1.129 | 0.01 | 0.792 | 0.053 | 3.741 |
| Glassboro Borough | 0.666 | 0.045 | 0.044 | 1.763 | 0 | 0 | 1.119 | 0 | 3.637 |
| Greenwich Township | 0.654 | 0.044 | 0.044 | 1.801 | 0 | 0 | 1.023 | 0 | 3.566 |
| Harrison Township | 0.66 | 0.045 | 0.044 | 1.029 | 0.872 | 0.04 | 0.61 | 0 | 3.300 |
| Logan Township | 0.416 | 0.028 | 0.028 | 0.686 | 0.01 | 0.01 | 0.277 | 0 | 1.445 |
| Mantua Township | 0.471 | 0.032 | 0.032 | 0.801 | 0.611 | 0.019 | 0.55 | 0 | 2.516 |
| Monroe Township | 0.652 | 0 | 0.043 | 2.028 | 0 | 0.003 | 0.993 | 0.05 | 3.769 |
| National Park Borough | 0.658 | 0.044 | 0.044 | 1.511 | 1.487 | 0 | 1.039 | 0 | 4.783 |
| Newfield Borough | 0.657 | 0.044 | 0.044 | 2.128 | 0 | 0 | 0.87 | 0 | 3.743 |
| Paulsboro Borough | 0.645 | 0 | 0.043 | 2.325 | 0 | 0 | 1.791 | 0.05 | 4.854 |
| Pitman Borough | 0.547 | 0 | 0.037 | 2.089 | 0 | 0 | 0.881 | 0.042 | 3.596 |
| South Harrison Township | 0.691 | 0.047 | 0.046 | 1.327 | 0.885 | 0 | 0.31 | 0 | 3.306 |
| Swedesboro Borough | 0.699 | 0.047 | 0.047 | 1.343 | 1.015 | 0 | 1.207 | 0 | 4.358 |
| Washington Township | 0.649 | 0 | 0.043 | 2.184 | 0 | 0.01 | 0.729 | 0.05 | 3.665 |
| Wenonah Borough | 0.636 | 0 | 0.042 | 1.594 | 1.391 | 0 | 0.769 | 0.049 | 4.481 |
| West Deptford Township | 0.654 | 0 | 0.044 | 1.701 | 0 | 0.01 | 1.024 | 0.05 | 3.483 |
| Westville Borough | 0.728 | 0 | 0.049 | 1.328 | 1.721 | 0 | 1.505 | 0.056 | 5.387 |
| Woodbury City | 0.641 | 0 | 0.043 | 2.211 | 0 | 0 | 1.921 | 0.049 | 4.865 |
| Woodbury Heights | 0.643 | 0.043 | 0.043 | 1.395 | 1.357 | 0 | 1.351 | 0 | 4.832 |
| Woolwich Township | 0.624 | 0.042 | 0.042 | 1.249 | 0.841 | 0.05 | 0.529 | 0 | 3.377 |
Fire District Tax Rates
Fire district taxes are applied in addition to municipal taxes for certain areas. These rates vary depending on township and fire district.
| Township | FIRE | Franklin | Total Tax Rate |
|---|---|---|---|
| Deptford | 0.222 | 0.191 | 3.932 |
| Harrison | 0.105 | 0.188 | 3.929 |
| Mantua | 0.097 | 0.136 | 3.877 |
| Washington | 0.193 | 0.209 | 3.950 |
| Westville | 0.286 | 0.178 | 3.919 |
Summary of Gloucester County Total Tax Rates
This table highlights the highest and lowest total tax rates across municipalities to help homeowners understand variations in property taxes within the county. Rates include all municipal, county, school, and fire taxes where applicable.
| Municipality | Total Tax Rate |
|---|---|
| Westville Borough | 5.387 |
| Woodbury City | 4.865 |
| Paulsboro Borough | 4.854 |
| Logan Township | 1.445 |
| Clayton Borough | 2.569 |
| Mantua Township | 2.516 |
Gloucester County Property Tax Rate PDF
Download the complete Gloucester County 2025 property tax rate breakdown PDF to view detailed municipal, school, county, and fire district tax rates. This resource helps homeowners and buyers understand local tax variations and plan their property budgets accurately.
Source: Data derived from the certified 2025 Gloucester County Abstract of Ratables as published by the Gloucester County Board of Taxation for the 2026 fiscal cycle.
Conclusion
Gloucester County (New Jersey) property taxes vary by municipality, assessed value, and applicable credits, making accurate estimation essential for homeowners and buyers. Using a reliable New Jersey property tax calculator helps you understand tax rates, due dates, penalties, and local variations. By reviewing current tax data, rate breakdowns, and calculation examples, property owners can better plan budgets, avoid late fees, and make confident financial and real estate decisions in Gloucester County.
FAQs
How are property taxes calculated in Gloucester County?
Your tax is calculated by applying the municipal Certified Tax Rate to your property’s assessed value. This rate is determined by the budgetary needs of the county, school district, and local municipality.
What is the 2026 property tax appeal deadline for Gloucester County?
For most residents, the deadline to file an appeal with the Gloucester County Board of Taxation is January 15, 2026. This is earlier than many other NJ counties.
Why is the Gloucester County effective tax rate higher than the national average?
At 2.83%, Gloucester’s rate reflects high local investments in public education and county services, combined with a specific regional Ratable Base.
What are the official 2026 property tax due dates?
Taxes are due in four installments: February 1st, May 1st, August 1st, and November 1st. A standard 10-day grace period typically applies.
How does a municipal revaluation affect my Gloucester County taxes?
updates all property assessments to 100% of current market value. This ensures that the tax burden is distributed fairly based on actual property worth.
Are there tax deductions for veterans in Gloucester County?
Qualified veterans or their surviving spouses are entitled to a $250 annual tax deduction. Veterans with a 100% service-connected disability may be eligible for a full property tax exemption.
What is the Senior Freeze (PTR) program?
This program reimburses eligible seniors and disabled residents for property tax increases, effectively “freezing” their taxes at their base year level.
How do I check my 2026 assessment in Gloucester County?
Residents receive a Chapter 75 Assessment Notice (Green Card) in early February (or late January) that outlines the new assessed value for the year.
What is the ANCHOR program for Gloucester County residents?
The ANCHOR program provides property tax relief to eligible homeowners and renters through direct payments or credits from the State of New Jersey.
Where can I verify my official assessment?
Official assessments and tax records should be verified directly with your local municipal assessor or the Gloucester County Board of Taxation.



